I-20 Trucks provides fast-approval commercial financing for day cabs, sleeper trucks, dump trucks and vocational trucks! We work with over 40+ commercial lenders to meet all your lending needs. Our lenders provide financing for owner-operators and fleets with the structure that best fits their needs. Those structures include:
Our extensive network of lenders allows us to work with all types of credit scores to find the best solution to get you into a commercial truck or trailer. Some of our financing options include:
We are conveniently located off I-20, 30 miles east of Birmingham. We are near the Birmingham logistics corridor, Anniston, Gadsden & the I-20 / Highway 78 Junction. Proudly serving local and nationwide customers with competitive financing for over 40+ years.
Yes. I-20 Trucks specializes in first-time buyer programs for drivers transitioning to owner-operators. Approvals typically require a valid CDL, a verifiable driving history, and a structured down payment, regardless of whether you are purchasing a heavy-duty dump truck or a long-haul sleeper.
To expedite your commercial loan approval, applicants should provide a completed credit application, a copy of their Commercial Driver's License (CDL), the last 3 months of business bank statements, and any existing fleet information or haul contracts.
We work with an extensive network of specialized commercial lending institutions across the Southeast to secure financing for buyers with diverse credit backgrounds, including past bankruptcies, tax liens, or low credit scores.